Money Toolkit: Loan, Compound Growth, Savings and Budget Calculators

Five money calculators with charts on one page, for personal finance lessons or your own planning.

Open the Money Toolkit See all classroom tools

Free to try. This link opens the tool straight away, with no sign-up. The ABC toolbox lists it in the Premium plan.

How it works

  1. Loan Repayment: amount, interest rate, term and an optional extra monthly payment give the monthly payment, total interest, the payoff time and a yearly schedule.
  2. Compound Growth: starting amount, monthly contribution, annual return and years, with an option to show the value in today’s money at 3% inflation.
  3. Savings Goal: how much to save each month for a target, or how long a monthly amount takes to get there.
  4. Budget Planner: a 50/30/20 split of take-home income into needs, wants and savings, with your own expense lines.
  5. Two-Futures Race: two saving plans side by side, with presets such as the cost of waiting and fees matter.

Ways to use it

  • Show the cost of waiting with the Two-Futures Race in a financial literacy lesson.
  • Let students build a first-job budget with the 50/30/20 planner.
  • Compare a loan with and without an extra monthly payment.

Good to know

  • It is for general information only, not financial advice.
  • The Budget Planner saves your figures in this browser only. The other calculators save nothing.
  • The charts use chart.js from cdn.jsdelivr.net, and fonts come from Google Fonts, besides www.abcwebsites.online.

Frequently asked questions

Is the Money Toolkit free?

This link opens it in your browser with no sign-up. The ABC toolbox lists it as free to try, as part of the Premium plan.

Is this financial advice?

No. The calculators are for general information and planning.

Are my figures saved?

Only the Budget Planner saves, in this browser. Nothing is sent anywhere.

Which currencies can I use?

Euro, pound or dollar.

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